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Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income.

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You want to lock in coverage

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Being single doesn’t mean people don’t rely on you. Maybe you’re a parent with young children. Maybe your own parents are getting older, and you take care of them or pay for them to have part- or full-time care. You may even have a disabled sibling or adult child who depends on you for care or stability. What would happen to them if you were no longer around?

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You want to leave a legacy

You may wish to leave money to a beloved school, religious organization, charity or individual. Some or all of your policy’s proceeds can be dedicated in whatever way you see fit.

Comments ( 2 )

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